HSBC ‘Business Direct’ account – Free banking
Just had a meeting with the HSBC Business Specialist Sarah Trigui, who is based at the Brighouse branch. HSBC offer a bank account ‘Business Direct‘ which offers ‘Free business banking within transaction limits even after any introductory free banking period’. It is designed … Continue reading
Last-minute tips to cut your tax bill – Final day today!
1. Use Isas Investing in an Isa doesn’t reduce tax bills immediately but it will in the future. There are said to be thousands of people with £1m or more in their Isas whose money has grown tax-free and who … Continue reading
Budget 2012 Impact on small businesses – Debbie Story’s interview today on Phoenix 96.7FM
Today, Debbie Story was interviewed by Phoenix Radio on their ‘Money Matters’ programme with Bob Tipton. Phoenix 96.7 FM is Calderdale’s only community radio station, broadcasting from their base in the Dean Clough Mills. Bob: There has been so much … Continue reading
Budget 2012 – Key Points
Income tax From April 2013, the 50p top rate of tax will be cut to 45p. Personal income tax allowance raised to £9,205 from April 2013, making 24 million people £220 a year better off. New general anti-tax avoidance rule … Continue reading
How to avoid Inheritance Tax
Hundreds of thousands of households are at risk of paying inheritance tax (IHT). The much-hated tax is charged at 40 per cent on the value of your estate over the nil-rate band threshold – £325,000 for an individual and £650,000 … Continue reading
Junior Isa saving option launched
Tax-free savings accounts for children, known as Junior Isas, are now available from providers for the first time. About six million children are estimated to be eligible for the products, which cannot be cashed until a youngster reaches the age … Continue reading
Questions to Ask when Writing a Small Business Strategy
——————————————————————————– When developing a small business strategy the business owner should be asking the following types of questions: • What types of markets to target? • How to successfully grow your market (using some pretty specific market strategies)? • What … Continue reading
Bank Of Santander Stopping Free Business Banking for Life to New Customers
Our local Bank of Santander manager has advised us that they are to stop’ free business banking for life’ for new customers from 24 October 2011. They advise businesses who want free banking for life to transfer or open a … Continue reading
Top 10 Tax Saving Tips
Most of us would like to pay a bit less tax. We all recognise that taxation is a necessary evil; it provides access to the infrastructure and services that we have come to expect from a modern state. However, an … Continue reading
PAYE Late Filing Penalties
Businesses who fail to submit their P35 forms on time should dispute the level of penalty they receive if HM Revenue & Customs proves slow in dispatching the late filing notice. Issuing the advice, a business advisor said a recent … Continue reading
